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Affirm checks your credit with a soft credit pull, which doesn’t hurt your credit score.
To increase the odds of approval they recommend a credit score of 600 or better.
PayPal’s “Pay in 4” only uses a soft credit pull, but PayPal Credit does a full credit check.
To increase the odds of approval they recommend a credit score of 600 or better.
There are no credit checks required with Afterpay. Afterpay doesn’t even ask for your Social Security number when signing up for its account.
Instead, your spending limits will grow based on your on-time payments and responsible use of its platform (source).